Medicare decisions are easier when you know where to start.

Find your Medicare starting point

Turning 65 Soon Retiring After 65 Still Working Annual Medicare Review Helping a Parent or Spouse Medicare Classes

Medicare Client Services

Medicare coverage support, without the overwhelm.

Whether you're turning 65, retiring after 65, still working, already enrolled, reviewing coverage, or helping a parent, Perle & Co. can help you understand the Medicare decisions that matter for your situation.

Find Your Medicare Starting Point Read the Medicare FAQ

Medicare-certified advisors No cost to start Independent & unbiased

An insurance advisor reviewing plan options with an older couple

Find your starting point

Which Medicare situation sounds most like you?

Pick the situation that sounds most like you. Each path walks you through what matters — in clear, everyday terms, at your pace.

I'm turning 65 soon

Understand your enrollment window, the parts of Medicare, and how to avoid late penalties.

Start with Turning 65

I'm retiring after 65

Moving off employer coverage? Time your enrollment so nothing lapses.

Start with Retiring After 65

I'm still working

Keep your group plan or switch? We'll help you compare your real costs.

Start with Medicare While Working

I'm already on Medicare

Plans change every year. Make sure yours still fits your doctors and prescriptions.

Start with Annual Review

I'm helping a parent or spouse

Supporting someone else through Medicare? Start here to get oriented.

Start with Helping a Parent

I'd rather watch a video

Watch our 8-part Medicare video series — or read each topic — at your own pace.

Watch the Video Series

Medicare is one part of the bigger picture. We also help with retirement income, care costs, and family protection. When you're ready, explore Retirement Income & Protection.

You're not on your own

You don't have to figure out Medicare alone.

Medicare affects your coverage, costs, doctors, prescriptions, and timing. If you're not sure what applies to you, we'll help you find the next step.

Find Your Medicare Starting Point Book a Medicare Conversation