This page is meant to help you identify where to begin. You do not need to know every Medicare rule before asking for help.
Medicare Start Here
Answer a few quick questions and we’ll show your enrollment window, the traps to avoid for your situation, and your next steps. No sign-up, and nothing is saved.
Loading the Medicare Path Finder…
What to avoid
Most Medicare problems happen because people make decisions in the wrong order — or assume Medicare works like employer coverage.
Waiting too long to understand enrollment deadlines.
Assuming Medicare automatically includes everything, including drugs.
Letting COBRA or retiree coverage run before enrolling in Medicare.
Choosing a plan before checking your doctors, medications, and travel needs.
Ignoring annual plan changes during the fall enrollment window.
No cost, no pressure
A short Medicare conversation covers your situation and points you in the right direction — no commitment, no cost.
Perle & Co. is an independent insurance brokerage helping people with Medicare, retirement income protection, long-term care planning, life insurance, Social Security timing, and related insurance decisions. 2026 Perle & Co. Insurance guidance, not tax or legal advice.
Licensed insurance brokerage. Product availability, licensing, and appointments vary by state.